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Caroline Esinam Adzogble Partners Webster University To Give 20 More Scholarships Under Her Caroline Excellence Awards



Caroline Esinam Adzogble has welcomed the first Ghanaian based University to her Caroline Excellence Awards. Webster University Ghana, one of the nation’s top universities has just been announced as the first and only Ghanaian based university to join the Caroline Excellence Awards scheme for the 2018/19 phase. Webster is an American University with a campus branch in Ghana and joins the likes of The American University of Malta, Brunel University, National College of Ireland, Middlesex University and the University of Nicosia. This bring to 120 the total number of students to receive the Scholarship under the Excellence Awards.

The Caroline Excellence Awards, according to a press statement, is committed to awarding $1M worth of partial and full scholarships to 100 brilliant but needy African students each year. The Awards scheme is an initiative of Ms. Caroline Esinam Adzogble under her Mercy Heart Foundation.

The Caroline Excellence Awards will be awarded to meritorious students in Africa who have demonstrated a strong academic track record but have no financial backing to further their education at tertiary level.

Scholarships can be redeemed for Spring, Summer and Fall enrollment seasons each year and are open to final year Senior High School students and high school graduates only.

Although students from all African countries can apply, priority will be given to Students based in Ghana, Nigeria, Kenya, Tanzania, Uganda, Rwanda, Ethiopia, Zimbabwe, Senegal and Togo.

Applications are open from now till December 20th, and can only be submitted through the “Admission in 30minutes” App available on the Google Play Store and Apple App Store or through the website at

Winners will be announced on January 13, 2019, and Caroline will embark on a tour commencing on January 21, 2019, to award all 100 recipients in their various countries. However early decisions will be made and winners announced for entries available for the Spring opening.

“I am extremely excited to have Webster join our distinguished list of Partners who are committed to seeing equitable distribution of quality education across the continent. The last one week has seen over 2000 applicants and that really excites us. We strongly believe that the addition of Webster will go a long way to prove our dedication to our cause and our believe in institutions on the continent as well. I am still on the quest to uplift education in Africa” an excited Caroline remarked.



‘Going To School In The Middle East And North Africa’, A Book By Dr. Kwabena Dei Ofori-Attah



‘Going To School In The Middle East And North Africa‘ is a book authored by Dr. Kwabena Dei Ofori-Attah of Ghana.

According to Dr. Ofori-Attah, he wrote the book to show the world that apart from the violence we read in newspapers, from social media, and other media, the Middle East and North Africa region is home to a good education.

The region according to Dr. Ofori-Attah, is the cradle for our modern school system. In the quest to find out more, had a chat with the author to learn more about the motivation behind the book published a decade ago.

“I got the inspiration to write the book from two of my college professors, Dr. Gifford Doxsee and Prof. Milt Ploghoft. I took three demanding classes with Dr. Doxsee about North Africa and the Middle East. After graduation, I decided to put my ideas together to write the book,” said Ghana-born Dr. Ofori-Attah when asked what gave rise to the book.

Dr. Kwabena Dei Ofori-Attah journeys into the genesis of his book

In June 1995 the author completed his doctoral studies in education at Ohio (OH) University in Athens, OH in the United States (US). Soon after graduation, he started teaching at University of the Cumberlands (formerly Cumberland College) in Williamsburg, Kentucky. After a while, he received the academic financial inspiration to write the book from Prof. Ploghoft.

“I was inspired by him to develop the online journal, ‘The African Symposium‘ from which I got a lot of information for my work. The online platform is for publishing educational research reports on Africa. The journal published by the African Education Research Network (AERN) is basically what set all of this off,” said the author who spoke highly of Prof. Ploghoft, the man who provided him with the funds to develop the AERN website.

Until he wrote the book, the Ghanaian author’s only connection with North Africa was through his studies and also letters from his younger brother who taught the English language in Libya. “Also, I had three students in my classes from North Africa and the Middle East who I interviewed for information about the book,” explained Dr. Ofori-Attah who also interviewed others outside his classes for the project.

Besides being Founder of the AERN, the author was its Managing-Editor for over five years. He has over 25 years of teaching experience in the West African nations of Ghana and Nigeria, and also in the US.

Impressed with literacy spurt in region ten years after the book

When asked of his opinion on what has changed in the region’s educational system since the book was published in 2008 vis-a-vis today, the author said some of the significant changes that he has witnessed are in the simple development of higher education systems in the region: “the halving of illiteracy which had aggressively begun even before my book started has been greatly improved upon today”

“The region has almost achieved a total gender parity in their primary education sector and literacy rates for young adults has greatly improved in the last 20 years from 59 percent in 1990 to 78 percent in 2010. That indeed is highly impressive,” — Dr. Ofori-Attah.

Looking back today, the author told that he is glad he pushed on with work to get the book published by the publisher — Greenwood Press. He said some of the setbacks he encountered at the time involved some interview candidates and students talked to for the book, who initially felt uncomfortable talking to him about education in the region.

“Again, I did not want to include Israel in the book because of the ongoing conflict but the publishers refused to agree with me on this because they argued it is part of the region. So we went on and added it. Today it is such a humbling opportunity to look back at all that good work and the impact it is having on lives.”

Higher education institutions from all over the world are opening up branch universities in the region. Qatar for instance now has created what is called the ‘Education City‘, where many countries outside the region are competing for space to build branch campuses.

What Dr. Ofori-Attah has been up to these days
“I am a Research Fellow for the AERN. In this capacity, I work with international students all over the world, something which keeps me busy,” said the author.

He is am a member of several international organizations such as the Commonwealth of Learning COL; an intergovernmental organization created by Commonwealth Heads of Government to encourage the development and sharing of open learning and distance education knowledge, resources, and technologies.

“COL is helping developing nations improve access to quality education and training.” said the author who currently teaches at Central State University, Wilberforce, OH. He has published a number of articles in places like the Encyclopedia of Education (2004), and a chapter in International Handbook on Urban Education, 2006, and many others.

Stay tuned for more info on two book chapters the author is writing on Teacher Education in Liberia and Sierra Leone. For now, you can get ‘Going To School In The Middle East And North Africa’ at Amazon by searching

Written by Oral Ofori

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Oil Prices Drop After IMF’s Review Of Global Economic Growth



Oil prices fell on Tuesday [October 10, 2018] following the IMF’s downward review of the global economic growth forecasts.

Reuters however reports that markets were supported as Hurricane Michael closed nearly 40 percent of U.S. Gulf of Mexico oil output and U.S. sanctions restricted Iranian exports.

The Fund reduced the global economic growth from 3.9 to 3.7 percent.

The IMF also raised concerns that demand for oil products may slump as well.

But on Tuesday, the price of Brent crude went down by 44 cents or about half a percent; to reach 84.56 dollars a barrel.

This was after a 1.3 percent gain earlier in the day.

Again, U.S. West Texas Intermediate (WTI) crude was down by 41 cents, also about half a percent, to 74.55 dollars a barrel, after rising nearly 1 percent in the previous session.

The decline in prices may impact Ghana in two ways; that the country will receive less for the exports of crude during the period which will affect projected oil revenue.

On the other hand, the country could save some dollars as it will have to spend less in purchasing crude that it imports.

But the effect on imports will be higher as the country imports more than it exports.

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Aggrieved Customers Give Menzgold 4-week Ultimatum To Pay Returns



A group calling itself aggrieved traders of gold dealership company, Menzgold has given the company a four-week ultimatum to pay 50% principal investments of all customers.

The group made this known at a press conference to drum home their demands following the refusal of the company to honor contract obligations of paying them their investment returns.

The press conference was in response to several statements from Menzgold since the impasse between the gold dealership company and the SEC began.

The company has recently hinted of its plan to make payment of the principal investment of all customers within three months. ,

General Secretary of the aggrieved customers of Menzgold, Kenneth Nimoh gave a four-week ultimatum for the company to provide 50% of the principal investment of customers.

“We do not subscribe to the prolonged period of 90 days stated in Menzgold communication as the company has not adhered to timelines in the past periods. We are even more concerned that this is nothing more than the time-bound strategy as the company in these past few weeks has rebranded its official vehicles, laid off staff, and it is likely to vacate their offices in the coming weeks.

“We recognize the difficulty Menzgold faces should it attempt to pay all customers at a go. Members of aggrieved traders of Menzgold are therefore giving them four weeks per their stipulated time to pay 50% of the total value of gold traded to customers and pay the rest of the remaining amount when the 90 days are due.”

The customers also disagreed with the company’s decision to make the payment via their accounts.

“They have promised us that we should go to our various branches and right from day one nothing has been done about it. If they say we should go and they will send money into our accounts, we not believe that it will happen,” an aggrieved customer said.

Menzgold has not been able to pay matured returns to its investors since the Security and Exchanges Commission (SEC) ordered it to suspend its gold trading operations to the public.

The company in an attempt to call the bluff of SEC came up with a payment schedule to pay its clients, but the said payments have been postponed for three consecutive times.

The delayed payments continue to stir up anger among Menzgold customers, as they have vowed to use every means possible to retrieve their investments.

‘We may pay in 90-days if you terminate your transaction’ – Menzgold

Menzgold had earlier indicated in a statement that customers who wish to terminate their investment transaction with the company will receive a full payment of their investment in 90 days if the ongoing misunderstanding with statutory institutions is resolved.

“Should Menzgold succeed in reaching an amicable resolution with the authorities, customers wishing to continue trading with Menzgold are free to exercise the option of continuing to trade with us. Similarly, customers wishing to terminate their business with Menzgold are free to do so and should be rest assured of their full payment in 90-days as stipulated…” the statement said.

Source: CitiBusiness News

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BoG Gets Thumbs Up For Acting On Insolvent Savings & Loans Companies



The Association of Savings and Loans Companies has backed an intended action by the Bank of Ghana to rid the system of insolvent operators.

The Association is confident the move will restore confidence and stabilize the financial sector.

“Whatever happens, there are certain effects such that it is going to make sure that financial institutions are better positioned to serve their customers which also has an effect on the institution. The other side has to do with those who will not be able to continue their operations, the regulator will also make sure that adequate measures are put in place to safeguard the depositor,” Executive Secretary of the Association of Savings and Loans Companies, Tweneboa Kodua Boakye said.

The Bank of Ghana is set to crack the whip on all insolvent operators of the thirty-seven Savings and Loans Companies through mergers or purchase and assumption processes.

It follows a similar exercise carried out in the banking sector to protect depositors’ funds.

Mr. Boakye says although the move will cause apprehension among customers, he believes it will ultimately sanitize and birth a stronger sector.

“Mind you that regulation first and foremost looks at the depositor. How do we protect that depositor to make sure that his or her money is safe? So we support the action of the regulator and we will want to encourage all customers to continue to use the services of these institutions who are regulated by the Central Bank because the regulator will make sure to do what is right,” he explained.

The exercise by the BoG is expected to cost 2 billion cedis to secure the funds of depositors.

The action will see BoG move beyond the banking space to other deposit taking institutions for the first time.

Source: Ghana Web

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Copyright © 2018 George Britton